房屋贷款

Buying a home is a fun 和 exciting milestone – but we know there are tons of questions – 和 that’s okay! Before you begin your home search, it’s important to review what types of home financing options are available, what budget you’re comfortable with, your current expenses, 和更多的.
Whether you’re already working with a real estate agent or still in the initial phases of your home search, one of the first steps to a good home- financing plan is connecting with a 首页。 Loan Consultant. 在一起, they’ll work with you to discuss different loan options to see what option fits best for your short-和 long-term goals.

This is an important question, 和 we’ll work with you to determine what works best with your overall finances. While there are many one-time costs associated with home buying, there are also many ongoing expenses that come with homeownership. 我们的 首页。 Loan Consultants will walk you through all of the various financing options to find one that’s right for your budget. After reviewing your income, 资产, 和 credit history they can run the numbers 和 give you a detailed breakdown of your proposed monthly mortgage expenses along with how much home you can purchase.

We offer a variety of loan options 和 programs, with loan amounts up to $2.5 million for fixed -or adjustable-rate mortgages. 我们还有 房屋净值贷款 和 programs specifically for 首次购房者, with low down payment options or down payment assistance.
If you’re not sure which type of loan is right for you, that’s okay! Let us do the heavy lifting. 找到一个 首页。 Loan Consultant near you to get started for a free no-obligation consultation.

When you apply for a mortgage, there will be certain documents we’ll need to review. These can vary depending on your loan type 和 amount borrowed, but generally we will need: 30 days of paystubs or other sources of income, 流动资产, W2或1099, 和 any documentation for other properties owned. Your 首页。 Loan Consultant will let you know what’s needed after you apply.