我们是谁
早在1936年, 只有500美元的资产, a few employees at Pacific Telephone 和 Telegraph Company (now AT&T) had a dream to create a credit union. A fixture in the Bay Area since then, 帕特尔科信用合作社 is now a full-service, not-for-profit financial cooperative dedicated to helping our members 和 communities prosper. With $9 billion in assets 和 over 450,000 members nationwide, we are one of the largest credit unions in the nation. Although we’ve grown exponentially, our purpose remains with our members: Fueling hope 和 creating opportunities to build financial resiliency 和 wellbeing.
In keeping with our mission, our corporate giving 和 outreach philosophy focuses on everyday, basic needs like hunger, housing 和 children’s health. We believe that supporting these everyday needs that help folks manage their day-to-day financial lives more comfortably, helps put them on a path towards financial well-being. In addition to corporate support, Patelco employees regularly volunteer 和 contribute to local organizations that fit our outreach philosophy.
We’re proud to serve communities across Northern California, including the Bay Area, Sacramento 和 San Jose, as well as the employees of over 1,100 large 和 small businesses throughout the United States. We look forward to meeting you soon!
1. We’re on your schedule, 24/7
We know hardworking people don’t usually keep 9 to 5 hours. You’ll have quick access to your money when it works for you. 从37中选择 当地的分支机构, over 30,000 ATMs, 和 6,000+ shared branches nationwide. We also offer all the latest in 在线, mobile 和 phone banking services – with no hidden fees or charges.
2. Loan solutions for every stage of life
Whether you’re just getting started 和 need to build credit or you’re ready to buy your dream home, 我们为你投保. We’re here to make it simple 和 transparent when you’re looking for a great home loan, 房屋净值贷款, 汽车贷款, 个人贷款, 信用卡, or a home equity line of credit.
3. 计划. 保存. 成功. 重复.
We offer more than just great rates. We are vested in helping members create smart savings plans: From retirement, to college or just a rainy day. By matching the right products to your needs, from several types of money market accounts 并且，对各种 ira, we’ll help you get where you’re going.
4. Financial advice to fuel your dreams
我们的 CFS Financial Advisors’1 first priority is you, not collecting fees. Talk with us about our many different 投资 和 保险 选项. All consultations are free with no obligations of any kind. You can make an appointment with one of our licensed financial advisors at any Patelco branch.
5. A passion for personal service
我们的 “People, Not Profits” philosophy is part of everything we do. We’re dedicated to providing the highest level of service in our branches, 在电话里, 在线, 和 wherever we can help you make the most of your financial future. After all, since Patelco is member-owned, we truly do work for you.
